When you suffer injuries or vehicle damage in a New Hampshire auto accident, you may be unsure what comes next. Thankfully, purchasing auto insurance can help cover some of the resulting costs. If you do not have insurance, you must pay for all damage to your vehicle out of pocket,…
New Hampshire is one of the only states that maintain optional auto insurance laws for motorists in the state. Under the law, drivers, excluding those convicted for specific driving offenses, can choose whether or not to purchase coverage. However, New Hampshire’s Motor Vehicle Financial Responsibility laws require drivers to demonstrate…
In New Hampshire, the state’s “live free or die” motto rings especially true when it comes to car insurance laws and requirements. Most states across the country require auto insurance for all drivers, but New Hampshire, uniquely, does not. The state does, however, have other requirements that operators of vehicles…
New Hampshire law does not require residents to purchase vehicle liability insurance. However, if a person chooses to purchase coverage, they must include Uninsured/Uninsured Motorist Coverage (UIM). The Insurance Research Council reported that about 10% of New Hampshire drivers do not have vehicle insurance. In light of these numbers, drivers…
New Hampshire is unique in that it is one of the only states that does not require motorists to carry car insurance. In instances where a New Hampshire’s driver’s negligence results in property damage or bodily injury, the driver must pay for the other party’s damages. In some circumstances, the…
When a New Hampshire driver suffers injuries or property damage in a car accident, they are entitled to seek damages from the party or parties they believe to be responsible for their injuries. One of the first steps to recovering losses is to file a claim with the at-fault party’s…
Earlier this year, a state appellate court issued a written opinion in a New Hampshire motorcycle accident case discussing whether the plaintiff was entitled to underinsured motorist coverage. Ultimately, the court concluded that a clause in the insurance policy was not valid or enforceable. The provision required the plaintiff to…